UCard makes it easy for users to purchase airtime and pay bills from the convenience of their own home. Their APIs check the accuracy of billers' accounts prior to processing. UCard is partnered with 9 major electricity providers in Nigeria, such as Abuja, Eko, Ikeja, Ibadan, Kaduna, Kano, Port Harcourt, and Enugu. UCard is based in the city of Lekki, in Lagos.